Agriculture is a sector in Zambia providing livelihood to more than 70 per cent of the population. The sector employs about 50 per cent of the workforce and has contributed 6-9 per cent of Gross Domestic Product (GDP) for the past decade. The challenge facing Zambia’s agriculture sector is low productivity, which has been attributed to a lack of access to appropriate inputs, technology, and financial services.
To further understand the financial challenges facing the agricultural sector in Zambia. Financial Sector Deepening Zambia (FSD Zambia) supported by the GIZ ‘Promotion of Agricultural Finance for Agri-Based Enterprises in Rural Areas (GV-AgFin)’ conducted research on the status of agricultural finance in Zambia.